Retirement Planning
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Adjustable Rate Mortgages
While teaching as a University lecturer, I had a student who wanted to purchase a house to “flip”. He indicated he talked to his real estate broker and she indicated that now is not the time to get an adjustable rate mortgage. Since interest rates are low, it does not make sense to take the risk that rates will rise.
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Should I Remodel My House?
The answer to the question "Should I remodel" is YES if you are remodeling your home to make it more livable, enjoyable, friendlier, or for other emotional and practical reasons.
If you want to make the improvements to increase your wealth or increase the return on your investment, than please read this.
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Construction Calculator
While visiting RealEstateJournal.com I found this quick construction cost estimator by RSMeans. The easy to use calculator allows you to select from 50 building types to estimate the cost of commercial construction. The user inputs the construction site zip code and expected square feet.
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Help with Eminent Domain
Many State governments maintain an online "right of way manual". If you are a property owner impacted by eminent domain or have other right of way issues, you may be able to access the Manual that guides the government agents.
Click on the links from this blog (RW Manuals) or search on the Internet for a manual in your State.
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There are usually one or two compelling questions that motivate a person to seek financial help. Make sure you are clear about your questions and needs before you make an appointment with a financial professional.
Financial professionals should have education and experience in their field. As a minimum I recommend the following professionals attain a certain level of education and experience in specific subject areas.